Mrs. Bennett has the class get into pairs for a budgeting project. Daria, angry at Jane for spending so much time with Tom, pairs up with Jodie instead; meanwhile Jane pairs up with Brittany. Daria and Jodie try to start their own business, but have trouble getting a loan from a bank because of their age and possibly Jodie's race. Jodie gets mad at Daria when she is criticized for using her father's clout in order to succeed. Meanwhile, Jane and Brittany try to purchase a car, but the car salesman seems much more interested in getting a date with Brittany.