The episode begins with Lo and Fin doing their maid duties. Lo is trying to earn enough money to buy a new pair of bikinis in the hotel gift shop. She is interrupted by a phone call from Mr. Ridgemount, asking Lo to his office. He reveals that he should be nicer to his children, so he returns Mrs. Ridgemount's credit card, lets George have a golf cart (which he later crashes) and allowing Lo out of her hotel duties and back in the penthouse. Meanwhile, the groms are annoyed that there are no waves. They soon discover that they must take up new hobbies to fill in their spare time. Reef decides to take up reading, Broseph tries to play table tennis and Fin attempts knitting. When Bummer learns of the event, he is thrilled at first, but is then shocked that no waves means no guests and could go bankrupt. While trying attempting to paddleboard, Fin discovers several small islands led by Captain Ron, which are blocking the waves. She records a video, which she plays to everyone else. After losing interest in Emma, Lo calls on her old BFF who leaves very quickly. Reef devises a plan to destroy the islands, use jetskis to pull the islands apart. However they soon discover that it will cost a lot of money. Lo decides to use the credit card that Mr. Ridgemount had given back earlier. The plan succeeds but Lo gets kicked out of the penthouse once again due to the use of the credit card.