After there is a 48 cent shortage at the bank, Lucy puts her own money to make the difference. When Mr. Cheever finds out, he blames Mr. Mooney, and Mooney is promptly fired. Lucy becomes Mr. Cheever's secretary, but feels so bad about Mr. Mooney, that she tries to convince Mr. Cheever that he's going insane because of the guilt of firing Mooney, and she plots to get Mr. Mooney's job back.